Free calculator · No account required

How much are your ETF fees really costing you?

Broker commissions, ETF expense ratios, and FX fees compound against you for decades. See your real fee drag — and how to cut it without selling a single share.

Your investment setup

€
20 years
5y40y
7%per year (global historical average)

All data manually verified · Last updated May 2026 · See methodology

How it works

01

Enter your setup

Tell us your country, broker, monthly investment, ETF, and time horizon.

02

See your fee drag

We calculate the compound cost of your current fees over your investment horizon.

03

Find your saving

See how much you could save by routing only future contributions differently — no portfolio migration.